You’ve probably heard the Federal Reserve (the Fed) is raising rates again. And if you’re planning to buy or sell a house, you may be wondering what that means for you. With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a common myth. But the Fed’s decisions can stillContinue reading “Myth vs. Reality: Does the Fed Control Mortgage Rates?”
Tag Archives: Mortgage Rates
What Higher Mortgage Rates Mean for Home Sellers
Higher mortgage rates don’t just affect buyers. They can change what it takes to sell your house, too. That’s because today’s buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they’re looking for ways to make the numbersContinue reading “What Higher Mortgage Rates Mean for Home Sellers”
Why Your Actual Mortgage Rate Will Differ From Online Quotes
You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that’s left you reluctant to buy a home, here’s what you need to remember… That’s not necessarily the number you’d get. It’s a common misconception that the rate you see in the headlines is theContinue reading “Why Your Actual Mortgage Rate Will Differ From Online Quotes”
3 Things You Can Actually Control About Your Mortgage Rate Right Now
If you’re trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re headed the other way. Mortgage News Daily dataContinue reading “3 Things You Can Actually Control About Your Mortgage Rate Right Now”
Thinking About Waiting for Lower Mortgage Rates?
Imagine waiting a year to buy a home, only to find mortgage rates haven’t changed much. That may sound frustrating, but it’s a real possibility. A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today’s forecasts, that may not happen. AndContinue reading “Thinking About Waiting for Lower Mortgage Rates?”
Don’t Let New Student Loan Changes Lock You Out of Homeownership
Student loans are back in the spotlight. And whether you’ve been following the headlines closely or just catching bits and pieces here and there, there’s a good chance they’ve been on your mind lately. And if you’re questioning whether you have to hit pause on your plans to buy a home, here’s the thing you haveContinue reading “Don’t Let New Student Loan Changes Lock You Out of Homeownership”
What Rising Inflation Means for Your Move
Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or selling. Inflation Went Up – Here’s What That Actually Means The government tracks inflation inContinue reading “What Rising Inflation Means for Your Move”
Buying a Home: Key Factors for 2026
With economic headlines, global events, and near-constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember. While recent events do have some impact on the housing market, they don’t take buying off the table. You just have to use a different strategy.Continue reading “Buying a Home: Key Factors for 2026”
Should You Wait for Lower Rates?
Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it.” You’re not the only one. A lot of buyers are treating the 5s like some kind of magic number. AsContinue reading “Should You Wait for Lower Rates?”
Expert Forecasts Point to Affordability Improving in 2026
Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news?Continue reading “Expert Forecasts Point to Affordability Improving in 2026”
