You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that’s left you reluctant to buy a home, here’s what you need to remember… That’s not necessarily the number you’d get. It’s a common misconception that the rate you see in the headlines is theContinue reading “Why Your Actual Mortgage Rate Will Differ From Online Quotes”
Tag Archives: home buyers
What Living Near a Data Center Means for You
Data centers probably weren’t on your list of things to think about when buying or selling a home. School districts? Sure. How close are you to family? Absolutely. A large building full of computer servers down the road? Probably not. But that may be changing. Data centers are popping up in more communities across the country. And as theyContinue reading “What Living Near a Data Center Means for You”
Remote Work Could Be Your Affordability Answer
For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. But your salary is only half the equation. Where you live shapes what you can afford just as much. And if you can work remotely, you have anContinue reading “Remote Work Could Be Your Affordability Answer”
Sellers Are Cutting Prices To Meet Buyers Where They’re At
You’re scrolling through listings on your phone, and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here’s the thing. Nationally, there are more homes sitting on the market than there are people out there looking.Continue reading “Sellers Are Cutting Prices To Meet Buyers Where They’re At”
Thinking About Waiting for Lower Mortgage Rates?
Imagine waiting a year to buy a home, only to find mortgage rates haven’t changed much. That may sound frustrating, but it’s a real possibility. A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today’s forecasts, that may not happen. AndContinue reading “Thinking About Waiting for Lower Mortgage Rates?”
More Homes, Better Prices: A Buyer’s Summer
If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends and what theyContinue reading “More Homes, Better Prices: A Buyer’s Summer”
Don’t Let New Student Loan Changes Lock You Out of Homeownership
Student loans are back in the spotlight. And whether you’ve been following the headlines closely or just catching bits and pieces here and there, there’s a good chance they’ve been on your mind lately. And if you’re questioning whether you have to hit pause on your plans to buy a home, here’s the thing you haveContinue reading “Don’t Let New Student Loan Changes Lock You Out of Homeownership”
What Buying or Selling a Home Gives Back to Your Community
Buying or selling a home is a big financial decision. And right now, it feels even bigger. Inflation is high, costs are high, and you want to be sure the timing is right before you make your move. But if you do decide to go for it, whether you’re buying or selling, here’s something reassuring to hold onto. Not only does yourContinue reading “What Buying or Selling a Home Gives Back to Your Community”
Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Home Buyers
You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured. That’s the reality for a lot of buyers right now. Affordability is tight. But don’t let that discourage you. Going smaller might actually be a smart play inContinue reading “Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Home Buyers”
What Most Veterans Don’t Know About Their VA Home Loan Benefit
Nearly half of veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. But many are closer than they think. And you might be, too. If you’re a veteran, you probably know the Veterans Affairs (VA) home loan benefit exists—it’s been around for over 80 years. What you mightContinue reading “What Most Veterans Don’t Know About Their VA Home Loan Benefit”
