If you can’t pay your mortgage or are worried about missing a mortgage payment, call your lender right away. The longer you wait to call, the fewer options you will have. When you call your lender, be prepared to explain why you are unable to make your payment.
Whether the problem is temporary or permanent and you must have details about your
- income
- expenses
- and other assets, like cash in the bank
many mortgage services have programs to help people avoid foreclosure.Â
Read Also: What Is a Seller’s Disclosure?
Foreclosure by your lender? We’ll look at your situation to consider options that might be available. You may be asked to fill out a mortgage assistance application. After the lender reviews the completed application, it will let you know what loss mitigation options, if any, it will offer you.
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One of the reasons to call the Agardi Team if you want to buy a home or have one to sell is:
Not only do we sell our clients’ homes for more money and faster than the average area agent, but your home is also more likely to sell. According to 2015 MLS statistics, only 71% of area homes sold during their listing term. Compare that to our 95% of homes listed that sold before the end of the listing term. YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT*
To discuss the sale of your home, call The Agardi Team at 718-755-2882 and start packing!
*Agardi Team and the seller have to agree on the price and the closing date.
